The "mounting" of an engagement ring is the process of setting the focal diamond into the ring. The prefix "semi" means partial or half. A semi-mount engagement ring, then, is one that is only halfway complete: it lacks the center stone, though the accents and other setting details are finished.
Semi mounts give couples far greater flexibility than full engagement rings. They can choose the best carat size, diamond shape, and quality stone for their preference and budget without sacrificing the beauty and detail of the setting because of a jeweler's arbitrary decisions.
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